Are we in the middle of an accident caused by human error, or are we in a catastrophe that was an inevitable shift? The influence of the Internet and related technologies over the last 20 years points our attention to a shift in the economy. Other factors catalyzed the shift. Baby boomers staging for retirement with lots of money to invest is a factor. The changes in China’s economy and of course 9/11. A crumbling of some things that we have taken for granted can be interpreted as a reminder that changing focus to survive may lead to opportunity.